Selling a House in Tennessee? Here’s the Real Cost (Save Thousands!)
If you’re preparing to sell a home in Tennessee, one of the first questions that comes to mind is: “How much will it cost me to sell my house?” While selling a home can be profitable, it often comes with a number of unexpected expenses. From agent commissions to closing costs, repairs, and concessions, these costs can quickly add up.
At Local Cash Home Buyers – Simplifi Real Estate, we help homeowners across Tennessee avoid these costs by offering a simple, direct alternative: selling your home as-is for cash. But before we talk about that option, let’s break down the true costs of selling a house the traditional way in Tennessee.
The True Cost of Selling a Home in Tennessee (Traditional Route)
When selling through an agent, most homeowners pay 6-10% of the sale price in fees. Here’s the full breakdown:
1. Real Estate Agent Commissions (5-6%)
- The biggest expense—typically 3% for the listing agent + 3% for the buyer’s agent.
- On a 300,000home∗∗,that’s∗∗300,000home∗∗,that’s∗∗18,000 in commissions alone.
2. Closing Costs (1-3%)
- Title insurance & fees (1,000−1,000−2,500)
- Escrow fees (500−500−1,500)
- Transfer taxes (varies by county)
- Attorney fees (if applicable, 500−500−1,500)
3. Repair & Preparation Costs (5,000−5,000−20,000+)
- Mandatory repairs (roof, HVAC, foundation issues)
- Cosmetic updates (paint, flooring, staging)
- Pre-listing inspections (300−300−500)
4. Holding Costs (1-3% of sale price per month)
- Mortgage payments (while waiting for a buyer)
- Utilities, insurance, & property taxes
- HOA fees (if applicable)
5. Unexpected Fees & Negotiation Losses
- Buyer concessions (covering their closing costs)
- Price reductions (if the home sits too long)
Total Estimated Cost: 25,000−25,000−50,000+ on a $300,000 home.
Sell Your House Fast In 3 Easy Steps!
Contact Us
Fill out the form to give us some details about the home you’re wanting to sell.
Get Your Offer
We will schedule a time to look at the home so we can calculate our cash offer.
Get Paid
If you accept our offer, pick the closing date that works best for you and get paid!
How Selling to a Cash Buyer Saves You Money
Selling to Local Cash Home Buyers – Simplifi Real Estate eliminates most of these costs:
✅ No Agent Commissions – Save 5-6% instantly.
✅ No Repairs Needed – We buy homes as-is, saving you thousands.
✅ No Closing Costs – We cover all fees.
✅ No Holding Costs – Close in as little as 7 days.
✅ No Surprises – Guaranteed cash offer with no last-minute deductions.
Example Savings:
| Expense | Traditional Sale | Cash Sale |
|---|---|---|
| Agent Fees | $18,000 | $0 |
| Repairs | $10,000 | $0 |
| Closing Costs | $3,000 | $0 |
| Holding Costs | $4,500 | $0 |
| Total Savings | $35,500 | $0 |
Even if our cash offer is slightly below market value, you often net more than a traditional sale after fees.
When Does a Cash Sale Make Sense?
A cash offer is ideal if you:
🔹 Need to sell fast (job relocation, divorce, inheritance)
🔹 Can’t afford repairs (avoid lender-required fixes)
🔹 Want to skip the hassle (no showings, open houses)
🔹 Own a distressed property (fire damage, hoarder home, etc.)
Why Sell My Home To Simplifi Real Estate?
Selling a home can often be overwhelming, but Simplifi Real Estate is here to simplify every step. Because we buy houses direct from sellers in cash, we eliminate fees, commissions, and other middleman costs. We also understand that every homeowner’s situation is different, which is why we purchase houses in Tennessee as-is, covering all closing costs and necessary repairs.
Fair Cash Offer
We’ll make you a cash offer based on the condition and value of the home.
Simple Sale Process
We want to make selling your home as easy and stress-free as possible.
Close When You Want
Need to sell fast or need extra time to move? We’ll work with you.
Sell Your Home As-Is
You won’t have to make any repairs or updates! We buy houses totally “as-is.”
No Agent Fees
We buy houses directly from sellers with no realtor commissions or other fees.
No Need To Clean
No need to clean. Leave behind anything you don’t want to take with you.
How Selling To Simplifi Real Estate Works
Our process is simple, transparent, and stress-free:
- Submit Your Property Info – Get a free, no-obligation offer in 24 hours.
- We Schedule a Quick Walkthrough (optional) – Verify condition & finalize offer.
- Accept Your Offer & Pick Closing Date – Close in 7-30 days (your choice).
- Get Paid in Cash – No financing delays or surprises.
Cash Home Buyers Near You In TN
“The very first time I met Devin, there was this peace, knowing, that I could trust him. He and his wife Shelby and staff Rebecca, went above and beyond my expectations! And I didn’t have to do anything. I am glad I sold the house to Simplifi Real Estate LLC. And I am very satisfied how everything went, and will highly recommend the company.
Thank you for being there for my husband and myself. You are truly Jesus Children. May God continue to bless your family, the company and Staff. Thank you for being faithful. And again many thanks to you guys !💕”
– Yvonne Dunlap 
Frequently Asked Questions (FAQs)
1. Are cash offers lower than market value?
Yes, but when you factor in saved commissions, repairs, and holding costs, many sellers net more than with a traditional sale.
2. Do I pay any fees when selling for cash?
No! We cover all closing costs—you keep the full agreed amount.
3. How fast can I sell my Tennessee home for cash?
We can close in as little as 7 days or wait until you’re ready.
4. What if my house is in bad condition?
We buy as-is—no matter the damage, clutter, or code violations.
5. Is selling to a cash buyer safe?
Yes, as long as you work with a licensed, reputable company like ours.
Get Your Free, No-Obligation Cash Offer Today!
Why pay thousands in unnecessary fees? Local Cash Home Buyers – Simplifi Real Estate offers:
✔ Fair Cash Price – Competitive offers based on market value.
✔ Zero Fees or Commissions – Keep more of your money.
✔ Flexible Timeline – Close on your schedule.
✔ No Repairs or Cleaning – Sell in any condition.
Final Verdict: Is a Cash Sale Right for You?
If you want to avoid agent fees, repairs, and months of waiting, selling to a cash buyer is the smartest financial move.
Get your free, no-pressure offer today and see how much you can save!
Our Commitment To You
Yes, we are a business and we try to make a profit on every deal. However, we’re all about fairness and doing right by you. Our goal is to create a win-win deal for everyone involved. If it’s not a win for you, we’re not the right fit, and we won’t move forward with the sale.
You can trust us to be honest, upfront, and compassionate while helping you find the best solution. Give us a shot, and you’ll see the difference!
Thanks for trusting us—we’ve got your back!
-Devin Ramos
Sell Your Home In Tennessee The Easy Way!
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